The calculator assumes that your retirement fund pays an annual management charge of 1% per annum. In addition, a 5% contribution charge is assumed to be � Jan 24, 2020 Many contracts also offer an enhanced death benefit rider that can be purchased for an additional fee of around 0.5% to 1.0% of the contract� Analysis, Disability Insurance, Fixed Annuity Calculator, Health Savings Account (HSA) Alternative Payment Frequencies, Amortizing Loan Calculator, Balloon Loan Calculator, Debt Consolidation Calculator, Enhanced Loan Calculator, Equity Fixed Rate Mortgage, Balloon Mortgages, Bi-weekly Payment Calculator,�