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I have a mercedes, 2014, 28500 miles. KBB says its value is approx 16,500-18,500 for trade-in. It cost me I believe ~27,000. I put 5k down, and have had it for a year. The loan is now hovering a little below 19k. My total cost paid for the car thus far is 5k + ~1 year of car payments @$340 or ~$4000.. so $9000 for the one year i've owned it. Would you be inclined to sell your beloved car in order to bring your balance sheet back into the black? In many cases, selling your car and going without one, or replacing it with something cheaper, can be a great way to finally pay off your debt. To help you make this decision, evaluate how much your car is really costing you. When Should You Trade In Your Car? Don’t Listen To What Others Say – Run The Numbers Yourself. by Trent Hamm Updated on Oct 29, 2019. costs $31,835. Let’s just assume this is the price one would have paid in earlier years for a Durango. It may have been less, but probably not significantly so.

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